Credit Counselor

Explore This Path

Help individuals manage debt and achieve financial stability.
Make a positive impact by guiding clients toward financial freedom.
Develop personalized plans to tackle debt and improve credit health.

💰 Earn $50K-$75K

📚 Bachelor Degree

⏱️ 24–48 MONTH TRAINING

📈 4.9% JOB GROWTH

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What You’ll Do

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

Calculate clients' available monthly income to meet debt obligations.
Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.

Scoop

Minimum Education

Bachelor Degree

Career Prospects

Good (Increasing by 1-5%)

Training Time

2 to 4 years

Job Openings

2,300 Annually

Median Earnings

$62,430 in California

$48,570 Nationally

$25K

$50K

$75K

$100K

$125K

$150K

$175K

$200K

$225K

$250K

Best For You If...

YOU Like 💕

Influencing or leading others
Relating with or serving others
Using data or completing tasks

You are skilled in 💫

Systems Evaluation
Systems Analysis
Active Listening
Critical Thinking
Reading Comprehension
Speaking

You value 🙏

Accomplishing things
Having freedom
Personal relationships

Deep Dive

Credit Counselor

Explore career pathways, key skills, and what each role has to offer.

Pathways to this Career

Learn about the education and training paths that can lead to this career — and what to expect from each one.

Associate's Degree

An associate's degree typically provides graduates with foundational knowledge and skills for entry-level jobs in the graduate's industry, or serves as a stepping stone towards further education.

🎓 College

⏱️ FINISH IN 2-3 years

Bachelor's Degree

A bachelor's degree typically results in increased knowledge about a variety of academic subjects, specialized knowledge in a focused field of study, and is considered the foundational qualification for many careers.

🎓 College

⏱️ FINISH IN 4-5+ years